Is NJ Financial Services Private Limited Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “NJ Financial Services Private Limited”
- 🏛️ Deployed by: NJ CAPITAL PRIVATE LIMITED (NBFC)
- 🤝 LSP: NJ Financial Services Private Limited (Lending Service Provider, per RBI's directory). The loan itself is given by NJ CAPITAL PRIVATE LIMITED.
- 📧 Grievance officer: chaitanya.cs@njgroup.in, PO_NJC@njgroup.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 NJ Financial Services Private Limited — What RBI's DLA Directory Records
| Regulated entity | NJ CAPITAL PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | NJ Financial Services Private Limited |
| Entity website | https://www.njcapital.in/ |
| Grievance officer | Chaitanya Chunduri |
| Grievance contact | chaitanya.cs@njgroup.in, PO_NJC@njgroup.in · 912616913301 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is NJ Financial Services Private Limited loan app safe?
NJ Financial Services Private Limited is listed in RBI's public directory of Digital Lending Apps, deployed by NJ CAPITAL PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind NJ Financial Services Private Limited?
NJ Financial Services Private Limited is deployed by NJ CAPITAL PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
NJ Financial Services Private Limited customer care / grievance contact?
The grievance redressal officer on record is Chaitanya Chunduri — chaitanya.cs@njgroup.in, PO_NJC@njgroup.in, 912616913301. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against NJ Financial Services Private Limited?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (chaitanya.cs@njgroup.in, PO_NJC@njgroup.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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