Is NIRA Instant Personal Loan App Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “NIRA Instant Personal Loan App”
- 🏛️ Deployed by: 4 regulated entities (see below)
- 📧 Grievance officer: grievance@nirafinance.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 NIRA Instant Personal Loan App — What RBI's DLA Directory Records
| Regulated entity | AVANTI FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://www.avantifinance.in/ |
| Grievance officer | Pranaya Kumar Biswal |
| Grievance contact | grievance@nirafinance.com · 7618789180 |
| Regulated entity | NORTHERN ARC CAPITAL LIMITED (NBFC) |
| Entity website | https://www.northernarc.com |
| Grievance officer | Pranaya Kumar Biswal / Sashikanta Parhi |
| Grievance contact | grievance@nirafinance.com · 7618789180 |
| Regulated entity | RESILIENT FINANCE PRIVATE LIMITED (EARLIER KNOWN AS TRILLIONLOANS FINTECH PRIVATE LIMITED) (NBFC) |
| Entity website | https://www.bharatpecapital.com/ |
| Grievance officer | Pranaya Kumar Biswal (General Queries)2- Sashikanta Parhi (Collection related complaints ) |
| Grievance contact | grievance@nirafinance.com · 7618789180 |
| Regulated entity | TRILLIONLOANS FINTECH PRIVATE LIMITED (NBFC) |
| Entity website | https://www.trillionloans.com |
| Grievance officer | Pranaya Kumar Biswal (General Queries)2- Sashikanta Parhi (Collection related complaints ) |
| Grievance contact | grievance@nirafinance.com · 7618789180 |
📱 Distributed via: Google Play · iOS App Store
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
Not sure NIRA Instant Personal Loan App is your best option?
GoCredit AI compares 100+ RBI-registered lenders for your profile — no CIBIL hit.
Get Real Offers — Free →❓ Quick Answers
Is NIRA Instant Personal Loan App loan app safe?
NIRA Instant Personal Loan App is listed in RBI's public directory of Digital Lending Apps, deployed by 4 regulated entities including AVANTI FINANCE PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind NIRA Instant Personal Loan App?
NIRA Instant Personal Loan App is deployed by 4 RBI-regulated entities: AVANTI FINANCE PRIVATE LIMITED, NORTHERN ARC CAPITAL LIMITED, RESILIENT FINANCE PRIVATE LIMITED (EARLIER KNOWN AS TRILLIONLOANS FINTECH PRIVATE LIMITED), TRILLIONLOANS FINTECH PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
NIRA Instant Personal Loan App customer care / grievance contact?
The grievance redressal officer on record for AVANTI FINANCE PRIVATE LIMITED is Pranaya Kumar Biswal — grievance@nirafinance.com, 7618789180. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against NIRA Instant Personal Loan App?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@nirafinance.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
📚 Related
Check Another Loan App →
Instant verdict against RBI's DLA directory.
RBI Complaint (free) →
RB-IOS 2026 — no lawyer needed.
Report a Fake Loan App →
Verify the NBFC + Sachet filing walkthrough.
Low CIBIL Loan Apps →
Lenders that approve below 650.
Compare NIRA Instant Personal Loan App vs 100+ Lenders — Free →
Zero CIBIL impact. Real offers in 30 seconds.