Is NIRA FINANCE Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “NIRA FINANCE”
- 🏛️ Deployed by: NIYOGIN FINTECH LIMITED (NBFC)
- 🤝 LSP: Shuhari Tech Ventures Pvt Ltd (Lending Service Provider, per RBI's directory). The loan itself is given by NIYOGIN FINTECH LIMITED.
- 📧 Grievance officer: grievance@nirafinance.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 NIRA FINANCE — What RBI's DLA Directory Records
| Regulated entity | NIYOGIN FINTECH LIMITED (NBFC) |
| LSP (Lending Service Provider) | Shuhari Tech Ventures Pvt Ltd |
| Entity website | https://niyogin.com/ |
| Grievance officer | Pranaya Kumar Biswal |
| Grievance contact | grievance@nirafinance.com · 917618789180 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is NIRA FINANCE loan app safe?
NIRA FINANCE is listed in RBI's public directory of Digital Lending Apps, deployed by NIYOGIN FINTECH LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind NIRA FINANCE?
NIRA FINANCE is deployed by NIYOGIN FINTECH LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
NIRA FINANCE customer care / grievance contact?
The grievance redressal officer on record is Pranaya Kumar Biswal — grievance@nirafinance.com, 917618789180. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against NIRA FINANCE?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@nirafinance.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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