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Is Ninjamandi Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-09-01

  • Listed in RBI's DLA directory as “Ninjamandi
  • 🏛️ Deployed by: 2 regulated entities (see below)
  • 📧 Grievance officer: grievance@ninjacartservices.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Ninjamandi — What RBI's DLA Directory Records

Regulated entityRESILIENT FINANCE PRIVATE LIMITED (EARLIER KNOWN AS TRILLIONLOANS FINTECH PRIVATE LIMITED) (NBFC)
Entity websitehttps://www.bharatpecapital.com/
Grievance officerRaghavendra Rao
Grievance contactgrievance@ninjacartservices.com · 8035018270
Regulated entityTRILLIONLOANS FINTECH PRIVATE LIMITED (NBFC)
Entity websitehttps://www.trillionloans.com/
Grievance officerRaghavendra Rao
Grievance contactgrievance@ninjacartservices.com · 8035018270

📱 Distributed via: iOS App Store

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Ninjamandi loan app safe?
Ninjamandi is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including RESILIENT FINANCE PRIVATE LIMITED (EARLIER KNOWN AS TRILLIONLOANS FINTECH PRIVATE LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Ninjamandi?
Ninjamandi is deployed by 2 RBI-regulated entities: RESILIENT FINANCE PRIVATE LIMITED (EARLIER KNOWN AS TRILLIONLOANS FINTECH PRIVATE LIMITED), TRILLIONLOANS FINTECH PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Ninjamandi customer care / grievance contact?
The grievance redressal officer on record for RESILIENT FINANCE PRIVATE LIMITED (EARLIER KNOWN AS TRILLIONLOANS FINTECH PRIVATE LIMITED) is Raghavendra Rao — grievance@ninjacartservices.com, 8035018270. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Ninjamandi?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@ninjacartservices.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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