Is NANOKRED Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “NANOKRED”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: grievance@nanokred.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 NANOKRED — What RBI's DLA Directory Records
| Regulated entity | HARSH TRACOM (P) LTD (NBFC) |
| LSP (Lending Service Provider) | Accredit Technologies Private Limited |
| Entity website | https://www.mangomoney.in/ |
| Grievance officer | Ravi Tripathi |
| Grievance contact | grievance@nanokred.com · 8796940606 |
| Regulated entity | P.A. SECURITIES PVT. LTD. (NBFC) |
| LSP (Lending Service Provider) | Accredit Technologies Private Limited |
| Entity website | https://sanrachnapas.com/ |
| Grievance officer | Ravi Tripathi |
| Grievance contact | grievance@nanokred.com · 8796940606 |
📱 Distributed via: Google Play · Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is NANOKRED loan app safe?
NANOKRED is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including HARSH TRACOM (P) LTD (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind NANOKRED?
NANOKRED is deployed by 2 RBI-regulated entities: HARSH TRACOM (P) LTD, P.A. SECURITIES PVT. LTD.. Your loan agreement names the specific entity for your loan — check it there.
NANOKRED customer care / grievance contact?
The grievance redressal officer on record for HARSH TRACOM (P) LTD is Ravi Tripathi — grievance@nanokred.com, 8796940606. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against NANOKRED?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@nanokred.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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