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Is MUTHOOT FINCORP ONE Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-09-01

  • Listed in RBI's DLA directory as “MUTHOOT FINCORP ONE
  • 🏛️ Deployed by: 3 regulated entities (see below)
  • 📧 Grievance officer: julia.mathew@muthoot.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 MUTHOOT FINCORP ONE — What RBI's DLA Directory Records

Regulated entityMUTHOOT CAPITAL SERVICES LTD. (NBFC)
Entity websitehttps://www.muthootcap.com/
Grievance officerJulia Mathew
Grievance contactjulia.mathew@muthoot.com · 18001021616
Regulated entityMUTHOOT FINCORP LIMITED (FORMERLY MUTHOOT DEBT MANAGEMENT SERVICES LTD) (NBFC)
Entity websitehttps://muthootfincorp.com/
Grievance officerJulia Mathew
Grievance contactjulia.mathew@muthoot.com · 18001021616
Regulated entityRESPO FINANCIAL CAPITAL PRIVATE LIMITED (NBFC)
Entity websitehttps://respo.co.in/
Grievance officerMs. Julia Mathew
Grievance contactjulia.mathew@muthoot.com · 4714911626

📱 Distributed via: Google Play · iOS App Store · Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is MUTHOOT FINCORP ONE loan app safe?
MUTHOOT FINCORP ONE is listed in RBI's public directory of Digital Lending Apps, deployed by 3 regulated entities including MUTHOOT CAPITAL SERVICES LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind MUTHOOT FINCORP ONE?
MUTHOOT FINCORP ONE is deployed by 3 RBI-regulated entities: MUTHOOT CAPITAL SERVICES LTD., MUTHOOT FINCORP LIMITED (FORMERLY MUTHOOT DEBT MANAGEMENT SERVICES LTD), RESPO FINANCIAL CAPITAL PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
MUTHOOT FINCORP ONE customer care / grievance contact?
The grievance redressal officer on record for MUTHOOT CAPITAL SERVICES LTD. is Julia Mathew — julia.mathew@muthoot.com, 18001021616. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against MUTHOOT FINCORP ONE?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (julia.mathew@muthoot.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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