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Is Money Control Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Money Control”
  • 🏛️ Deployed by: 2 regulated entities (see below)
  • 📧 Grievance officer: moneycontrolpay.@Nw18.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Money Control — What RBI's DLA Directory Records

Regulated entityOXYZO FINANCIAL SERVICES LIMITED (FORMERLY KNOWN AS OXYZO FINANCIAL SERVICES PRIVATE LIMITED) (NBFC)
LSP (Lending Service Provider)Moneycontrol Dot Com India Limited
Entity websitehttps://respo.co.in/
Grievance officerRajeev Ranjan
Grievance contactmoneycontrolpay.@Nw18.com · 226971616
Regulated entityRESPO FINANCIAL CAPITAL PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Moneycontrol Dot Com India Limited
Entity websitehttps://respo.co.in/
Grievance officerRajeev Ranjan
Grievance contactmoneycontrolpay.@Nw18.com · 8169230689

📱 Distributed via: iOS App Store · Google Play · Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Money Control loan app safe?
Money Control is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including OXYZO FINANCIAL SERVICES LIMITED (FORMERLY KNOWN AS OXYZO FINANCIAL SERVICES PRIVATE LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Money Control?
Money Control is deployed by 2 RBI-regulated entities: OXYZO FINANCIAL SERVICES LIMITED (FORMERLY KNOWN AS OXYZO FINANCIAL SERVICES PRIVATE LIMITED), RESPO FINANCIAL CAPITAL PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Money Control customer care / grievance contact?
The grievance redressal officer on record for OXYZO FINANCIAL SERVICES LIMITED (FORMERLY KNOWN AS OXYZO FINANCIAL SERVICES PRIVATE LIMITED) is Rajeev Ranjan — moneycontrolpay.@Nw18.com, 226971616. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Money Control?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (moneycontrolpay.@Nw18.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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