Is LOANDIDI Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “LOANDIDI”
- 🏛️ Deployed by: COLLOCATE MERCHANTS (P) LTD (NBFC)
- 🤝 LSP: COLLOCATE MERCANTS PRIVATE LIMITED (Lending Service Provider, per RBI's directory). The loan itself is given by COLLOCATE MERCHANTS (P) LTD.
- 📧 Grievance officer: grievance@collocatemerchants.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 LOANDIDI — What RBI's DLA Directory Records
| Regulated entity | COLLOCATE MERCHANTS (P) LTD (NBFC) |
| LSP (Lending Service Provider) | COLLOCATE MERCANTS PRIVATE LIMITED |
| Entity website | https://collocatemerchants.com/ |
| Grievance officer | Pratyush Pandey |
| Grievance contact | grievance@collocatemerchants.com · 9340039300 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
Not sure LOANDIDI is your best option?
No app. No contacts access. Just your offer — from 100+ RBI-registered lenders, with no CIBIL hit.
Get Real Offers — Free →Popular with borrowers
❓ Quick Answers
Is LOANDIDI loan app safe?
LOANDIDI is listed in RBI's public directory of Digital Lending Apps, deployed by COLLOCATE MERCHANTS (P) LTD (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind LOANDIDI?
LOANDIDI is deployed by COLLOCATE MERCHANTS (P) LTD, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
LOANDIDI customer care / grievance contact?
The grievance redressal officer on record is Pratyush Pandey — grievance@collocatemerchants.com, 9340039300. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against LOANDIDI?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@collocatemerchants.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
📚 Related
Check Another Loan App →
Instant verdict against RBI's DLA directory.
RBI Complaint (free) →
RB-IOS 2026 — no lawyer needed.
Report a Fake Loan App →
Verify the NBFC + Sachet filing walkthrough.
Low CIBIL Loan Apps →
Lenders that approve below 650.
Compare LOANDIDI vs 100+ Lenders — Free →
Zero CIBIL impact. Real offers in 30 seconds.