Is Loan Zap Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-08
- ✅ Listed in RBI's DLA directory as “Loan Zap”
- 🏛️ Deployed by: FOCUS INDUSTRIAL RESOURCES LTD. (NBFC)
- 🤝 Operated by: Unicorn Fintech Private Limited — a Lending Service Provider running the app on the regulated entity's behalf, per RBI's directory
- 📧 Grievance officer: grievance@loanzap.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Loan Zap — What RBI's DLA Directory Records
| Regulated entity | FOCUS INDUSTRIAL RESOURCES LTD. (NBFC) |
| Operated by | Unicorn Fintech Private Limited (Lending Service Provider) |
| Entity website | https://focusindustrial.in/ |
| Grievance officer | jyoti |
| Grievance contact | grievance@loanzap.in · 8826254470 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-08. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Loan Zap loan app safe?
Loan Zap is listed in RBI's public directory of Digital Lending Apps, deployed by FOCUS INDUSTRIAL RESOURCES LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Loan Zap?
Loan Zap is deployed by FOCUS INDUSTRIAL RESOURCES LTD., a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Loan Zap customer care / grievance contact?
The grievance redressal officer on record is jyoti — grievance@loanzap.in, 8826254470. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Loan Zap?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@loanzap.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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