Is Loan against FDR Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Loan against FDR”
- 🏛️ Deployed by: UCO BANK (BANK)
- 📧 Grievance officer: rajan.bhagat@ucobank.co.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Loan against FDR — What RBI's DLA Directory Records
| Regulated entity | UCO BANK (BANK) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://www.ucobank.com |
| Grievance officer | Mr. Rajan Kumar Bhagat |
| Grievance contact | rajan.bhagat@ucobank.co.in · 3344557120 |
📱 Distributed via: Internet application/UCO Mbanking Plus app
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Loan against FDR loan app safe?
Loan against FDR is listed in RBI's public directory of Digital Lending Apps, deployed by UCO BANK (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Loan against FDR?
Loan against FDR is deployed by UCO BANK, a BANK regulated by RBI. This is the legal lender named in your loan agreement.
Loan against FDR customer care / grievance contact?
The grievance redressal officer on record is Mr. Rajan Kumar Bhagat — rajan.bhagat@ucobank.co.in, 3344557120. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Loan against FDR?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (rajan.bhagat@ucobank.co.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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