Is LightMoneyIN Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “LightMoneyIN”
- 🏛️ Deployed by: LIGHT MICRO FINANCE PRIVATE LIMITED (NBFC)
- 🤝 LSP: Light Microfinance Pvt Ltd (Lending Service Provider, per RBI's directory). The loan itself is given by LIGHT MICRO FINANCE PRIVATE LIMITED.
- 📧 Grievance officer: grievanceredressal@lightfinance.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 LightMoneyIN — What RBI's DLA Directory Records
| Regulated entity | LIGHT MICRO FINANCE PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | Light Microfinance Pvt Ltd |
| Entity website | https://lightfinance.com |
| Grievance officer | Sheetansh Kumar Singh |
| Grievance contact | grievanceredressal@lightfinance.com · 7941057862 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is LightMoneyIN loan app safe?
LightMoneyIN is listed in RBI's public directory of Digital Lending Apps, deployed by LIGHT MICRO FINANCE PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind LightMoneyIN?
LightMoneyIN is deployed by LIGHT MICRO FINANCE PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
LightMoneyIN customer care / grievance contact?
The grievance redressal officer on record is Sheetansh Kumar Singh — grievanceredressal@lightfinance.com, 7941057862. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against LightMoneyIN?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievanceredressal@lightfinance.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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