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Is LENTRA Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “LENTRA”
  • 🏛️ Deployed by: HDFC BANK LTD. (BANK)
  • 📧 Grievance officer: grievance.redressaldl@hdfc.bank.in
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 LENTRA — What RBI's DLA Directory Records

Regulated entityHDFC BANK LTD. (BANK)
LSP (Lending Service Provider)None: the app is self-owned by the regulated entity
Entity websitehttps://www.hdfc.bank.in/
Grievance officerMr Shamik Bhattacharjee
Grievance contactgrievance.redressaldl@hdfc.bank.in · 18002664060

📱 Distributed via: Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is LENTRA loan app safe?
LENTRA is listed in RBI's public directory of Digital Lending Apps, deployed by HDFC BANK LTD. (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind LENTRA?
LENTRA is deployed by HDFC BANK LTD., a BANK regulated by RBI. This is the legal lender named in your loan agreement.
LENTRA customer care / grievance contact?
The grievance redressal officer on record is Mr Shamik Bhattacharjee — grievance.redressaldl@hdfc.bank.in, 18002664060. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against LENTRA?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance.redressaldl@hdfc.bank.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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