Is Lendingplate Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Lendingplate”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: grievance@lendingplate.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Lendingplate — What RBI's DLA Directory Records
| Regulated entity | GROW MONEY CAPITAL PVT LTD (FORMERLY ECLEAR LEASING & FINANCE PVT LTD) (NBFC) |
| LSP (Lending Service Provider) | Unifinz Capital India Limited |
| Entity website | https://growmoneycapital.com/ |
| Grievance officer | Mr. Rajib Pattajoshi |
| Grievance contact | grievance@lendingplate.com · 7003517003 |
| Regulated entity | UNIFINZ CAPITAL INDIA LTD (FORMERLY SHREE WORSTEX LTD.) (NBFC) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://www.unifinz.in |
| Grievance officer | Mr. Rajib Pattajoshi |
| Grievance contact | grievance@lendingplate.com · 7003517003000 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Lendingplate loan app safe?
Lendingplate is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including GROW MONEY CAPITAL PVT LTD (FORMERLY ECLEAR LEASING & FINANCE PVT LTD) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Lendingplate?
Lendingplate is deployed by 2 RBI-regulated entities: GROW MONEY CAPITAL PVT LTD (FORMERLY ECLEAR LEASING & FINANCE PVT LTD), UNIFINZ CAPITAL INDIA LTD (FORMERLY SHREE WORSTEX LTD.). Your loan agreement names the specific entity for your loan — check it there.
Lendingplate customer care / grievance contact?
The grievance redressal officer on record for GROW MONEY CAPITAL PVT LTD (FORMERLY ECLEAR LEASING & FINANCE PVT LTD) is Mr. Rajib Pattajoshi — grievance@lendingplate.com, 7003517003. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Lendingplate?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@lendingplate.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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