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Is Lendingkart Android Mobile App Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Lendingkart Android Mobile App”
  • 🏛️ Deployed by: 2 regulated entities (see below)
  • 📧 Grievance officer: grievance.redressal@lendingkart.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Lendingkart Android Mobile App — What RBI's DLA Directory Records

Regulated entityLENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC)
LSP (Lending Service Provider)None: the app is self-owned by the regulated entity
Entity websitehttps://www.lendingkart.com
Grievance officerKetan Sali
Grievance contactgrievance.redressal@lendingkart.com · 6358874622
Regulated entitySMFG INDIA CREDIT COMPANY LIMITED (NBFC)
LSP (Lending Service Provider)Lendingkart Finance Limited
Entity websitehttps://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=loan_details
Grievance officerAjitha K
Grievance contactgrievance.redressal@lendingkart.com · 18005720202

📱 Distributed via: Google Play

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Lendingkart Android Mobile App loan app safe?
Lendingkart Android Mobile App is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Lendingkart Android Mobile App?
Lendingkart Android Mobile App is deployed by 2 RBI-regulated entities: LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED), SMFG INDIA CREDIT COMPANY LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Lendingkart Android Mobile App customer care / grievance contact?
The grievance redressal officer on record for LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) is Ketan Sali — grievance.redressal@lendingkart.com, 6358874622. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Lendingkart Android Mobile App?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance.redressal@lendingkart.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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