Is L&T Finance Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “L&T Finance - Personal Loans”
- 🏛️ Deployed by: L&T FINANCE LIMITED (FORMERLY L&T FINANCE HOLDINGS LIMITED) (NBFC)
- 📧 Grievance officer: gro@ltfs.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 L&T Finance — What RBI's DLA Directory Records
| Regulated entity | L&T FINANCE LIMITED (FORMERLY L&T FINANCE HOLDINGS LIMITED) (NBFC) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://www.ltfinance.com/ |
| Grievance officer | Vinod Varadan |
| Grievance contact | gro@ltfs.com · 18001020476 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is L&T Finance loan app safe?
L&T Finance - Personal Loans is listed in RBI's public directory of Digital Lending Apps, deployed by L&T FINANCE LIMITED (FORMERLY L&T FINANCE HOLDINGS LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind L&T Finance?
L&T Finance - Personal Loans is deployed by L&T FINANCE LIMITED (FORMERLY L&T FINANCE HOLDINGS LIMITED), a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
L&T Finance customer care / grievance contact?
The grievance redressal officer on record is Vinod Varadan — gro@ltfs.com, 18001020476. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against L&T Finance?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (gro@ltfs.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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