Is Kredito24 Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Kredito24”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: gsdfinancerajkot@gmail.com grievance@gsdfinance.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Kredito24 — What RBI's DLA Directory Records
| Regulated entity | GSD TRADING AND FINANCIAL SERVICES PVT. LTD (NBFC) |
| Entity website | https://gsdfinancial.in/ |
| Grievance officer | Ravi Lohia |
| Grievance contact | gsdfinancerajkot@gmail.com grievance@gsdfinance.in · 919033073363 |
| Regulated entity | NORTH EAST HIRE PURCHASE COMPANY(INDIA)PVT LTD. (NBFC) |
| Entity website | https://north-east.in/ |
| Grievance officer | Pratap Singh |
| Grievance contact | Nodal Grievance Redressal Officer, Tecazoid · 917428658811 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
Not sure Kredito24 is your best option?
GoCredit AI compares 100+ RBI-registered lenders for your profile — no CIBIL hit.
Get Real Offers — Free →❓ Quick Answers
Is Kredito24 loan app safe?
Kredito24 is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including GSD TRADING AND FINANCIAL SERVICES PVT. LTD (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Kredito24?
Kredito24 is deployed by 2 RBI-regulated entities: GSD TRADING AND FINANCIAL SERVICES PVT. LTD, NORTH EAST HIRE PURCHASE COMPANY(INDIA)PVT LTD.. Your loan agreement names the specific entity for your loan — check it there.
Kredito24 customer care / grievance contact?
The grievance redressal officer on record for GSD TRADING AND FINANCIAL SERVICES PVT. LTD is Ravi Lohia — gsdfinancerajkot@gmail.com grievance@gsdfinance.in, 919033073363. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Kredito24?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (gsdfinancerajkot@gmail.com grievance@gsdfinance.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
📚 Related
Check Another Loan App →
Instant verdict against RBI's DLA directory.
RBI Complaint (free) →
RB-IOS 2026 — no lawyer needed.
Report a Fake Loan App →
Verify the NBFC + Sachet filing walkthrough.
Low CIBIL Loan Apps →
Lenders that approve below 650.
Compare Kredito24 vs 100+ Lenders — Free →
Zero CIBIL impact. Real offers in 30 seconds.