Is Kreditbuddha Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Kreditbuddha”
- 🏛️ Deployed by: AVINASH CAPITAL MARKETS PVT. LTD. (NBFC)
- 🤝 LSP: Vimanotech India Private Limited (Lending Service Provider, per RBI's directory). The loan itself is given by AVINASH CAPITAL MARKETS PVT. LTD..
- 📧 Grievance officer: parul.jain@kreditbuddha.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Kreditbuddha — What RBI's DLA Directory Records
| Regulated entity | AVINASH CAPITAL MARKETS PVT. LTD. (NBFC) |
| LSP (Lending Service Provider) | Vimanotech India Private Limited |
| Entity website | https://avinashcapital.com/ |
| Grievance officer | Ms. Parul Jain |
| Grievance contact | parul.jain@kreditbuddha.com · 9355719108 |
📱 Distributed via: Google Play · Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Kreditbuddha loan app safe?
Kreditbuddha is listed in RBI's public directory of Digital Lending Apps, deployed by AVINASH CAPITAL MARKETS PVT. LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Kreditbuddha?
Kreditbuddha is deployed by AVINASH CAPITAL MARKETS PVT. LTD., a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Kreditbuddha customer care / grievance contact?
The grievance redressal officer on record is Ms. Parul Jain — parul.jain@kreditbuddha.com, 9355719108. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Kreditbuddha?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (parul.jain@kreditbuddha.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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