Is Kredit Mart Personal Loan App Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Kredit Mart Personal Loan App”
- 🏛️ Deployed by: ABHAYKUMAR LEA-FIN & INVESTMENTS (PRIVATE) LIMITED (NBFC)
- 🤝 LSP: KREDITMART SMARTPAY ADVISORY PRIVATE LIMITED (Lending Service Provider, per RBI's directory). The loan itself is given by ABHAYKUMAR LEA-FIN & INVESTMENTS (PRIVATE) LIMITED.
- 📧 Grievance officer: manager@kreditmart.loan
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Kredit Mart Personal Loan App — What RBI's DLA Directory Records
| Regulated entity | ABHAYKUMAR LEA-FIN & INVESTMENTS (PRIVATE) LIMITED (NBFC) |
| LSP (Lending Service Provider) | KREDITMART SMARTPAY ADVISORY PRIVATE LIMITED |
| Entity website | https://alfifinance.com |
| Grievance officer | Arvind Sonavane |
| Grievance contact | manager@kreditmart.loan · 9325376295 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Kredit Mart Personal Loan App loan app safe?
Kredit Mart Personal Loan App is listed in RBI's public directory of Digital Lending Apps, deployed by ABHAYKUMAR LEA-FIN & INVESTMENTS (PRIVATE) LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Kredit Mart Personal Loan App?
Kredit Mart Personal Loan App is deployed by ABHAYKUMAR LEA-FIN & INVESTMENTS (PRIVATE) LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Kredit Mart Personal Loan App customer care / grievance contact?
The grievance redressal officer on record is Arvind Sonavane — manager@kreditmart.loan, 9325376295. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Kredit Mart Personal Loan App?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (manager@kreditmart.loan). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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