Is Kotak Net Banking Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Kotak Net Banking”
- 🏛️ Deployed by: KOTAK MAHINDRA BANK LTD. (BANK)
- 📧 Grievance officer: nodalofficer@kotak.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Kotak Net Banking — What RBI's DLA Directory Records
| Regulated entity | KOTAK MAHINDRA BANK LTD. (BANK) |
| Entity website | https://www.kotak.com |
| Grievance officer | Ms. Archana Shukla |
| Grievance contact | nodalofficer@kotak.com · 2262042110 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
Not sure Kotak Net Banking is your best option?
GoCredit AI compares 100+ RBI-registered lenders for your profile — no CIBIL hit.
Get Real Offers — Free →❓ Quick Answers
Is Kotak Net Banking loan app safe?
Kotak Net Banking is listed in RBI's public directory of Digital Lending Apps, deployed by KOTAK MAHINDRA BANK LTD. (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Kotak Net Banking?
Kotak Net Banking is deployed by KOTAK MAHINDRA BANK LTD., a BANK regulated by RBI. This is the legal lender named in your loan agreement.
Kotak Net Banking customer care / grievance contact?
The grievance redressal officer on record is Ms. Archana Shukla — nodalofficer@kotak.com, 2262042110. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Kotak Net Banking?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (nodalofficer@kotak.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
📚 Related
Check Another Loan App →
Instant verdict against RBI's DLA directory.
RBI Complaint (free) →
RB-IOS 2026 — no lawyer needed.
Report a Fake Loan App →
Verify the NBFC + Sachet filing walkthrough.
Low CIBIL Loan Apps →
Lenders that approve below 650.
Compare Kotak Net Banking vs 100+ Lenders — Free →
Zero CIBIL impact. Real offers in 30 seconds.