Is Kosh24 Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Kosh24”
- 🏛️ Deployed by: GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED) (NBFC)
- 📧 Grievance officer: info@kosh24.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Kosh24 — What RBI's DLA Directory Records
| Regulated entity | GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED) (NBFC) |
| Entity website | https://www.godrejfinance.com/ |
| Grievance officer | Vaibhav A.M. |
| Grievance contact | info@kosh24.in · 7039113351 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is Kosh24 loan app safe?
Kosh24 is listed in RBI's public directory of Digital Lending Apps, deployed by GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Kosh24?
Kosh24 is deployed by GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED), a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Kosh24 customer care / grievance contact?
The grievance redressal officer on record is Vaibhav A.M. — info@kosh24.in, 7039113351. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Kosh24?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (info@kosh24.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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