Is KOSH Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “KOSH”
- 🏛️ Deployed by: 5 regulated entities (see below)
- 📧 Grievance officer: anindeeta@getkosh.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 KOSH — What RBI's DLA Directory Records
| Regulated entity | HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED (NBFC) |
| Entity website | https://www.vivriticapital.com/ |
| Grievance officer | Anindeeta Chakraborty |
| Grievance contact | anindeeta@getkosh.com · 9667712308 |
| Regulated entity | HINDON MERCANTILE LIMITED (NBFC) |
| Entity website | https://hindon.co/ |
| Grievance officer | Savita Bhogra |
| Grievance contact | helpdesk@mufinfinance.com · 1143094300 |
| Regulated entity | GROW MONEY CAPITAL PVT LTD (FORMERLY ECLEAR LEASING & FINANCE PVT LTD) (NBFC) |
| Entity website | https://growmoneycapital.com/ |
| Grievance officer | Ms. Anindeeta Chakraborty |
| Grievance contact | Anindeeta@Getkosh.Com · 9667712308 |
| Regulated entity | LIGHT MICRO FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://nfcpl.in/ |
| Grievance officer | Anindeeta Chakraborty |
| Grievance contact | ANINDEETA@GETKOSH.COM · 9667712308 |
| Regulated entity | NARENDRA FINANCE CO PVT LTD (NBFC) |
| Entity website | https://getkosh.com/ |
| Grievance officer | Anindeeta Chakraborty |
| Grievance contact | Grievance@nfcpl.in · 8065250282 |
📱 Distributed via: Google Play · iOS App Store · Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is KOSH loan app safe?
KOSH is listed in RBI's public directory of Digital Lending Apps, deployed by 5 regulated entities including HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind KOSH?
KOSH is deployed by 5 RBI-regulated entities: HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED, HINDON MERCANTILE LIMITED, GROW MONEY CAPITAL PVT LTD (FORMERLY ECLEAR LEASING & FINANCE PVT LTD), LIGHT MICRO FINANCE PRIVATE LIMITED, NARENDRA FINANCE CO PVT LTD. Your loan agreement names the specific entity for your loan — check it there.
KOSH customer care / grievance contact?
The grievance redressal officer on record for HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED is Anindeeta Chakraborty — anindeeta@getkosh.com, 9667712308. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against KOSH?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (anindeeta@getkosh.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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