Is Khatabook Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Khatabook”
- 🏛️ Deployed by: 6 regulated entities (see below)
- 📧 Grievance officer: grievanceofficer.manager@khatabook.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Khatabook — What RBI's DLA Directory Records
| Regulated entity | AMICA FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://www.jupiter.credit/ |
| Grievance officer | Yogesh Pawde |
| Grievance contact | grievanceofficer.manager@khatabook.com · 9606800800 |
| Regulated entity | KINARA CAPITAL PRIVATE LIMITED [FORMERLY KNOWN AS VISAGE HOLDINGS AND FINANCE PRIVATE LIMITED] (NBFC) |
| Entity website | https://kinaracapital.com/ |
| Grievance officer | "Yogesh Pawde " |
| Grievance contact | grievanceofficer@khatabook.com · 9606800800 |
| Regulated entity | KINARA CAPITAL PRIVATE LIMITED (FORMERLY VISAGE HOLDINGS AND FINANCE PRIVATE LIMITED) (NBFC) |
| Entity website | https://kinaracapital.com/ |
| Grievance officer | Yogesh Pawde |
| Grievance contact | yogesh@khatabook.com · 9606800800 |
| Regulated entity | NIYOGIN FINTECH LIMITED (NBFC) |
| Entity website | https://niyogin.com/ |
| Grievance officer | Yogesh Pawade |
| Grievance contact | nodalofficer@khatabook.com · 9606800800 |
| Regulated entity | WESTERN CAPITAL ADVISORS PRIVATE LIMITED (NBFC) |
| Entity website | https://khatabook.com/ |
| Grievance officer | Yogesh Pawde |
| Grievance contact | yogesh@khatabook.com · 9.6065005e+16 |
| Regulated entity | HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED (NBFC) |
| Entity website | https://www.vivriticapital.com/ |
| Grievance officer | Yogesh Pawde |
| Grievance contact | yogesh@khatabook.com · 9606800800 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is Khatabook loan app safe?
Khatabook is listed in RBI's public directory of Digital Lending Apps, deployed by 6 regulated entities including AMICA FINANCE PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Khatabook?
Khatabook is deployed by 6 RBI-regulated entities: AMICA FINANCE PRIVATE LIMITED, KINARA CAPITAL PRIVATE LIMITED [FORMERLY KNOWN AS VISAGE HOLDINGS AND FINANCE PRIVATE LIMITED], KINARA CAPITAL PRIVATE LIMITED (FORMERLY VISAGE HOLDINGS AND FINANCE PRIVATE LIMITED), NIYOGIN FINTECH LIMITED, WESTERN CAPITAL ADVISORS PRIVATE LIMITED, HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Khatabook customer care / grievance contact?
The grievance redressal officer on record for AMICA FINANCE PRIVATE LIMITED is Yogesh Pawde — grievanceofficer.manager@khatabook.com, 9606800800. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Khatabook?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievanceofficer.manager@khatabook.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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