Is Karmalife | EWA Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Karmalife | EWA”
- 🏛️ Deployed by: AVANTI FINANCE PRIVATE LIMITED (NBFC)
- 📧 Grievance officer: grievance@karmalife.ai
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Karmalife | EWA — What RBI's DLA Directory Records
| Regulated entity | AVANTI FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://www.avantifinance.in/ |
| Grievance officer | Tanuja BM |
| Grievance contact | grievance@karmalife.ai · 6366916005 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is Karmalife | EWA loan app safe?
Karmalife | EWA is listed in RBI's public directory of Digital Lending Apps, deployed by AVANTI FINANCE PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Karmalife | EWA?
Karmalife | EWA is deployed by AVANTI FINANCE PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Karmalife | EWA customer care / grievance contact?
The grievance redressal officer on record is Tanuja BM — grievance@karmalife.ai, 6366916005. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Karmalife | EWA?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@karmalife.ai). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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