Is Jodo Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Jodo”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: gro@jodopay.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Jodo — What RBI's DLA Directory Records
| Regulated entity | AVANSE FINANCIAL SERVICES LTD (NBFC) |
| Entity website | https://www.avanse.com |
| Grievance officer | Mr. Najmul Hossain Laskar |
| Grievance contact | gro@jodopay.com · 7003344185 |
| Regulated entity | HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED (NBFC) |
| Entity website | https://www.vivriticapital.com/ |
| Grievance officer | Najmul Hossain |
| Grievance contact | gro@jodopay.com · 0 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is Jodo loan app safe?
Jodo is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including AVANSE FINANCIAL SERVICES LTD (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Jodo?
Jodo is deployed by 2 RBI-regulated entities: AVANSE FINANCIAL SERVICES LTD, HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Jodo customer care / grievance contact?
The grievance redressal officer on record for AVANSE FINANCIAL SERVICES LTD is Mr. Najmul Hossain Laskar — gro@jodopay.com, 7003344185. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Jodo?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (gro@jodopay.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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