Is Instant Approval Personal Loan Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Instant Approval Personal Loan”
- 🏛️ Deployed by: SMFG INDIA CREDIT COMPANY LIMITED (NBFC)
- 📧 Grievance officer: grievance@indialends.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Instant Approval Personal Loan — What RBI's DLA Directory Records
| Regulated entity | SMFG INDIA CREDIT COMPANY LIMITED (NBFC) |
| Entity website | https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=loan_details |
| Grievance officer | Yojana Kumari |
| Grievance contact | grievance@indialends.com · 1246983600 |
📱 Distributed via: iOS App Store · Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is Instant Approval Personal Loan loan app safe?
Instant Approval Personal Loan is listed in RBI's public directory of Digital Lending Apps, deployed by SMFG INDIA CREDIT COMPANY LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Instant Approval Personal Loan?
Instant Approval Personal Loan is deployed by SMFG INDIA CREDIT COMPANY LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Instant Approval Personal Loan customer care / grievance contact?
The grievance redressal officer on record is Yojana Kumari — grievance@indialends.com, 1246983600. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Instant Approval Personal Loan?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@indialends.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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