Is Insta PL Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Insta PL”
- 🏛️ Deployed by: ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) (NBFC)
- 📧 Grievance officer: grievance.finance@adityabirlacapital.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Insta PL — What RBI's DLA Directory Records
| Regulated entity | ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) (NBFC) |
| Entity website | https://www.adityabirlacapital.com/loans/our-digital-lending-platform-partners |
| Grievance officer | Mr. Arijit Sen |
| Grievance contact | grievance.finance@adityabirlacapital.com · 8045860196 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
Not sure Insta PL is your best option?
GoCredit AI compares 100+ RBI-registered lenders for your profile — no CIBIL hit.
Get Real Offers — Free →❓ Quick Answers
Is Insta PL loan app safe?
Insta PL is listed in RBI's public directory of Digital Lending Apps, deployed by ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Insta PL?
Insta PL is deployed by ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED), a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Insta PL customer care / grievance contact?
The grievance redressal officer on record is Mr. Arijit Sen — grievance.finance@adityabirlacapital.com, 8045860196. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Insta PL?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance.finance@adityabirlacapital.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
📚 Related
Check Another Loan App →
Instant verdict against RBI's DLA directory.
RBI Complaint (free) →
RB-IOS 2026 — no lawyer needed.
Report a Fake Loan App →
Verify the NBFC + Sachet filing walkthrough.
Low CIBIL Loan Apps →
Lenders that approve below 650.
Compare Insta PL vs 100+ Lenders — Free →
Zero CIBIL impact. Real offers in 30 seconds.