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Is Innotech Creditsea Platforms Private Limited Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-08

  • ✅ Listed in RBI's DLA directory as “Innotech Creditsea Platforms Private Limited”
  • 🏛️ Deployed by: TAPSTART CAPITAL PRIVATE LIMITED (NBFC)
  • 🤝 Operated by: Innotech Creditsea Platforms Private Limited — a Lending Service Provider running the app on the regulated entity's behalf, per RBI's directory
  • 📧 Grievance officer: grievance@creditsea.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Innotech Creditsea Platforms Private Limited — What RBI's DLA Directory Records

Regulated entityTAPSTART CAPITAL PRIVATE LIMITED (NBFC)
Operated byInnotech Creditsea Platforms Private Limited (Lending Service Provider)
Entity websitehttps://www.tapstart.in
Grievance officerVatsala Vatsa
Grievance contactgrievance@creditsea.com · 8962968393

📱 Distributed via: iOS App Store · Google Play · Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-08. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Innotech Creditsea Platforms Private Limited loan app safe?
Innotech Creditsea Platforms Private Limited is listed in RBI's public directory of Digital Lending Apps, deployed by TAPSTART CAPITAL PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Innotech Creditsea Platforms Private Limited?
Innotech Creditsea Platforms Private Limited is deployed by TAPSTART CAPITAL PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Innotech Creditsea Platforms Private Limited customer care / grievance contact?
The grievance redressal officer on record is Vatsala Vatsa — grievance@creditsea.com, 8962968393. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Innotech Creditsea Platforms Private Limited?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@creditsea.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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