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Is Indialends Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-09-01

  • Listed in RBI's DLA directory as “Indialends
  • 🏛️ Deployed by: 6 regulated entities (see below)
  • 📧 Grievance officer: grievance@indialends.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Indialends — What RBI's DLA Directory Records

Regulated entityAKARA CAPITAL ADVISORS PRIVATE LIMITED (NBFC)
Entity websitehttps://www.akaracap.com/
Grievance officerYojana Kumari
Grievance contactgrievance@indialends.com · 1246983600
Regulated entityEARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC)
Entity websitehttps://www.earlysalary.in
Grievance officerYojana Kumari
Grievance contactgrievance@indialends.com · 1246983600
Regulated entityINNOFIN SOLUTIONS PRIVATE LIMITED (NBFC - P2P) (NBFC)
Entity websitehttps://www.innofin.in/
Grievance officerYojana Kumari
Grievance contactgrievance@indialends.com · 1246983600
Regulated entityKRAZYBEE SERVICES LIMITED (EARLIER KNOWN AS KRAZYBEE SERVICES PRIVATE LIMITED) (NBFC)
Entity websitehttps://www.kbnbfc.in/
Grievance officerMs. Yojana Kumari
Grievance contactgrievance@indialends.com · 1246983600
Regulated entityKRAZYBEE SERVICES PRIVATE LIMITED (NBFC)
Entity websitehttps://www.kbnbfc.in/
Grievance officerMs. Yojana Kumari
Grievance contactgrievance@indialends.com · 1246983600
Regulated entityL&T FINANCE LIMITED (FORMERLY L&T FINANCE HOLDINGS LIMITED) (NBFC)
Entity websitehttps://www.ltfinance.com/
Grievance officerYojana Kumari
Grievance contactgrievance@indialends.com · 1243613900

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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Indialends loan app safe?
Indialends is listed in RBI's public directory of Digital Lending Apps, deployed by 6 regulated entities including AKARA CAPITAL ADVISORS PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Indialends?
Indialends is deployed by 6 RBI-regulated entities: AKARA CAPITAL ADVISORS PRIVATE LIMITED, EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), INNOFIN SOLUTIONS PRIVATE LIMITED (NBFC - P2P), KRAZYBEE SERVICES LIMITED (EARLIER KNOWN AS KRAZYBEE SERVICES PRIVATE LIMITED), KRAZYBEE SERVICES PRIVATE LIMITED, L&T FINANCE LIMITED (FORMERLY L&T FINANCE HOLDINGS LIMITED). Your loan agreement names the specific entity for your loan — check it there.
Indialends customer care / grievance contact?
The grievance redressal officer on record for AKARA CAPITAL ADVISORS PRIVATE LIMITED is Yojana Kumari — grievance@indialends.com, 1246983600. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Indialends?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@indialends.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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