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Is INDcredit Loan on Mutual Funds Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “INDcredit Loan on Mutual Funds”
  • 🏛️ Deployed by: INDCREDIT FINCAP PRIVATE LIMITED (NBFC)
  • 🤝 LSP: INDcredit Fincap Private Limited - Self-owned (Lending Service Provider, per RBI's directory). The loan itself is given by INDCREDIT FINCAP PRIVATE LIMITED.
  • 📧 Grievance officer: grievance@indcredit.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 INDcredit Loan on Mutual Funds — What RBI's DLA Directory Records

Regulated entityINDCREDIT FINCAP PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)INDcredit Fincap Private Limited - Self-owned
Entity websitehttps://indcredit.com/
Grievance officerMr. Soumitra Padhi
Grievance contactgrievance@indcredit.com · 9217178023

📱 Distributed via: Google Play

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is INDcredit Loan on Mutual Funds loan app safe?
INDcredit Loan on Mutual Funds is listed in RBI's public directory of Digital Lending Apps, deployed by INDCREDIT FINCAP PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind INDcredit Loan on Mutual Funds?
INDcredit Loan on Mutual Funds is deployed by INDCREDIT FINCAP PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
INDcredit Loan on Mutual Funds customer care / grievance contact?
The grievance redressal officer on record is Mr. Soumitra Padhi — grievance@indcredit.com, 9217178023. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against INDcredit Loan on Mutual Funds?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@indcredit.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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