Is Home Credit Personal Loan App Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Home Credit Personal Loan App”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: grievanceofficer@homecredit.co.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Home Credit Personal Loan App — What RBI's DLA Directory Records
| Regulated entity | HOME CREDIT INDIA FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://www.homecredit.co.in/en |
| Grievance officer | Vishal Sharma |
| Grievance contact | grievanceofficer@homecredit.co.in · 1246628713 |
| Regulated entity | DBS BANK INDIA LIMITED (BANK) |
| Entity website | https://www.dbs.com/digibank/in/digital-lending-partnership-with-hcin.page |
| Grievance officer | Vishal Sharma |
| Grievance contact | grievanceofficer@homecredit.co.in · 1246628713 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is Home Credit Personal Loan App loan app safe?
Home Credit Personal Loan App is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including HOME CREDIT INDIA FINANCE PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Home Credit Personal Loan App?
Home Credit Personal Loan App is deployed by 2 RBI-regulated entities: HOME CREDIT INDIA FINANCE PRIVATE LIMITED, DBS BANK INDIA LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Home Credit Personal Loan App customer care / grievance contact?
The grievance redressal officer on record for HOME CREDIT INDIA FINANCE PRIVATE LIMITED is Vishal Sharma — grievanceofficer@homecredit.co.in, 1246628713. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Home Credit Personal Loan App?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievanceofficer@homecredit.co.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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