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Is Grayquest Education Finance Pvt Ltd Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Grayquest Education Finance Pvt Ltd”
  • 🏛️ Deployed by: MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE LIMITED (NBFC)
  • 🤝 LSP: Mr. Rishab Mehta (Lending Service Provider, per RBI's directory). The loan itself is given by MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE LIMITED.
  • 📧 Grievance officer: nodalofficer@grayquest.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Grayquest Education Finance Pvt Ltd — What RBI's DLA Directory Records

Regulated entityMIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Mr. Rishab Mehta
Entity websitehttps://www.miraeassetfin.com/
Grievance officerMr.Bhavik Ajugiya
Grievance contactnodalofficer@grayquest.com · 918040363637

📱 Distributed via: Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Grayquest Education Finance Pvt Ltd loan app safe?
Grayquest Education Finance Pvt Ltd is listed in RBI's public directory of Digital Lending Apps, deployed by MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Grayquest Education Finance Pvt Ltd?
Grayquest Education Finance Pvt Ltd is deployed by MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Grayquest Education Finance Pvt Ltd customer care / grievance contact?
The grievance redressal officer on record is Mr.Bhavik Ajugiya — nodalofficer@grayquest.com, 918040363637. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Grayquest Education Finance Pvt Ltd?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (nodalofficer@grayquest.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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