Is GoodScore Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “GoodScore”
- 🏛️ Deployed by: 4 regulated entities (see below)
- 📧 Grievance officer: grievances@goodscore.app
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 GoodScore — What RBI's DLA Directory Records
| Regulated entity | DMI FINANCE PVT LTD. (NBFC) |
| LSP (Lending Service Provider) | Arthvit 1809 Tech Private Limited (through LSP - Upswing Financial Technologies Private Limited ) |
| Entity website | https://www.dmifinance.in/ |
| Grievance officer | Mr. Mohit Sai |
| Grievance contact | grievances@goodscore.app · 7076414207 |
| Regulated entity | EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC) |
| LSP (Lending Service Provider) | Arthvit 1809 Tech Private Limited |
| Entity website | https://www.earlysalary.in |
| Grievance officer | ?Mohit Sai (Contact no. 08069819392) |
| Grievance contact | grievances@goodscore.app · 0 |
| Regulated entity | FDPL FINANCE PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | ??Arthvit 1809 Tech Private Limited |
| Entity website | https://www.fdplfinance.com/ |
| Grievance officer | Mohit Sai |
| Grievance contact | grievances@goodscore.app · 7076414207 |
| Regulated entity | R.K. BANSAL FINANCE LTD. (NBFC) |
| LSP (Lending Service Provider) | ARTHVIT 1809 TECH PRIVATE LIMITED |
| Entity website | https://www.rkbfinance.in/ |
| Grievance officer | Mr. Mohit Sai |
| Grievance contact | grievances@goodscore.app · 8065663363 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is GoodScore loan app safe?
GoodScore is listed in RBI's public directory of Digital Lending Apps, deployed by 4 regulated entities including DMI FINANCE PVT LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind GoodScore?
GoodScore is deployed by 4 RBI-regulated entities: DMI FINANCE PVT LTD., EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), FDPL FINANCE PRIVATE LIMITED, R.K. BANSAL FINANCE LTD.. Your loan agreement names the specific entity for your loan — check it there.
GoodScore customer care / grievance contact?
The grievance redressal officer on record for DMI FINANCE PVT LTD. is Mr. Mohit Sai — grievances@goodscore.app, 7076414207. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against GoodScore?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievances@goodscore.app). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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