Is GoCredit Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “GoCredit”
- 🏛️ Deployed by: 3 regulated entities (see below)
- 📧 Grievance officer: https://play.google.com/store/apps/details?id=money.gocredit.ai
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 GoCredit — What RBI's DLA Directory Records
| Regulated entity | CHHOTARIA SECURITIES PVT. LTD. (NBFC) |
| Entity website | https://www.chhotariasecurities.com/ |
| Grievance officer | RAUNAK KUMAR JHA |
| Grievance contact | https://play.google.com/store/apps/details?id=money.gocredit.ai · 9650844278 |
| Regulated entity | FDPL FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://www.fdplfinance.com/ |
| Grievance officer | Raunak Kumar Jha |
| Grievance contact | raunak@gocredit.money · 8792934271 |
| Regulated entity | MEGHDOOT MERCANTILE PVT. LTD. (NBFC) |
| Entity website | https://www.meghdootmercantile.com/ |
| Grievance officer | RAUNAK KUMAR JHA |
| Grievance contact | RAUNAK@LAMP.CREDIT · 9650844278 |
📱 Distributed via: Google Play · Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is GoCredit loan app safe?
GoCredit is listed in RBI's public directory of Digital Lending Apps, deployed by 3 regulated entities including CHHOTARIA SECURITIES PVT. LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind GoCredit?
GoCredit is deployed by 3 RBI-regulated entities: CHHOTARIA SECURITIES PVT. LTD., FDPL FINANCE PRIVATE LIMITED, MEGHDOOT MERCANTILE PVT. LTD.. Your loan agreement names the specific entity for your loan — check it there.
GoCredit customer care / grievance contact?
The grievance redressal officer on record for CHHOTARIA SECURITIES PVT. LTD. is RAUNAK KUMAR JHA — https://play.google.com/store/apps/details?id=money.gocredit.ai, 9650844278. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against GoCredit?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (https://play.google.com/store/apps/details?id=money.gocredit.ai). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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