Is FUNDLY Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “FUNDLY”
- 🏛️ Deployed by: 3 regulated entities (see below)
- 📧 Grievance officer: grievance@fundly.ai
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 FUNDLY — What RBI's DLA Directory Records
| Regulated entity | KARAMJYOTI SALES (P) LTD (NBFC) |
| Entity website | https://www.karamjyoti.in/ |
| Grievance officer | Jayna Rathod |
| Grievance contact | grievance@fundly.ai · 989242252800000 |
| Regulated entity | RESILIENT FINANCE PRIVATE LIMITED (EARLIER KNOWN AS TRILLIONLOANS FINTECH PRIVATE LIMITED) (NBFC) |
| Entity website | https://www.bharatpecapital.com/ |
| Grievance officer | Jayna Rathod |
| Grievance contact | grievance@fundly.ai · 9892422528 |
| Regulated entity | TRILLIONLOANS FINTECH PRIVATE LIMITED (NBFC) |
| Entity website | https://www.trillionloans.com |
| Grievance officer | Jayna Rathod |
| Grievance contact | grievance@fundly.ai · 9892422528 |
📱 Distributed via: Google Play · iOS App Store
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is FUNDLY loan app safe?
FUNDLY is listed in RBI's public directory of Digital Lending Apps, deployed by 3 regulated entities including KARAMJYOTI SALES (P) LTD (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind FUNDLY?
FUNDLY is deployed by 3 RBI-regulated entities: KARAMJYOTI SALES (P) LTD, RESILIENT FINANCE PRIVATE LIMITED (EARLIER KNOWN AS TRILLIONLOANS FINTECH PRIVATE LIMITED), TRILLIONLOANS FINTECH PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
FUNDLY customer care / grievance contact?
The grievance redressal officer on record for KARAMJYOTI SALES (P) LTD is Jayna Rathod — grievance@fundly.ai, 989242252800000. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against FUNDLY?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@fundly.ai). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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