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Is FTCash Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “FTCash”
  • 🏛️ Deployed by: 2 regulated entities (see below)
  • 📧 Grievance officer: Deepak@ftcash.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 FTCash — What RBI's DLA Directory Records

Regulated entityKISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Nomisma Mobile Solutions Private Limited
Entity websitehttps://creditsaison.in/partnercontact
Grievance officerDeepak Kothari
Grievance contactDeepak@ftcash.com · 9833496939
Regulated entityLENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC)
LSP (Lending Service Provider)Nomisma Mobile Solutions Pvt. Ltd. -FTCASH
Entity websitehttps://www.lendingkart.com
Grievance officerDeepak Kothari
Grievance contactdeepak@ftcash.com · 9833496939

📱 Distributed via: Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is FTCash loan app safe?
FTCash is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind FTCash?
FTCash is deployed by 2 RBI-regulated entities: KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED, LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED). Your loan agreement names the specific entity for your loan — check it there.
FTCash customer care / grievance contact?
The grievance redressal officer on record for KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED is Deepak Kothari — Deepak@ftcash.com, 9833496939. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against FTCash?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (Deepak@ftcash.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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