Is Finlab Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Finlab”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: vishal.parashar@finlab.one
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Finlab — What RBI's DLA Directory Records
| Regulated entity | LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC) |
| LSP (Lending Service Provider) | BYND FINSERVE PRIVATE LIMITED |
| Entity website | https://www.lendingkart.com |
| Grievance officer | Vishal Parashar |
| Grievance contact | vishal.parashar@finlab.one · 9990799736 |
| Regulated entity | R.K. BANSAL FINANCE LTD. (NBFC) |
| LSP (Lending Service Provider) | BYND Finserve Private Limited |
| Entity website | https://www.rkbfinance.in/ |
| Grievance officer | Vishal Parashar |
| Grievance contact | vishal.parashar@finlab.one · 9810019846 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Finlab loan app safe?
Finlab is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Finlab?
Finlab is deployed by 2 RBI-regulated entities: LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED), R.K. BANSAL FINANCE LTD.. Your loan agreement names the specific entity for your loan — check it there.
Finlab customer care / grievance contact?
The grievance redressal officer on record for LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) is Vishal Parashar — vishal.parashar@finlab.one, 9990799736. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Finlab?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (vishal.parashar@finlab.one). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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