Is Finance Buddha Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Finance Buddha”
- 🏛️ Deployed by: 4 regulated entities (see below)
- 📧 Grievance officer: ?shalini.g@financebuddha.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Finance Buddha — What RBI's DLA Directory Records
| Regulated entity | DMI FINANCE PVT LTD. (NBFC) |
| LSP (Lending Service Provider) | Finbud Financial Services Limited |
| Entity website | https://www.dmifinance.in/ |
| Grievance officer | ?Shalini G J |
| Grievance contact | ?shalini.g@financebuddha.com · 9886273398 |
| Regulated entity | EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC) |
| LSP (Lending Service Provider) | Finbud Financials Services Ltd |
| Entity website | https://www.earlysalary.in |
| Grievance officer | Shalini G J |
| Grievance contact | servicehead@financebuddha.com · 9886273398 |
| Regulated entity | INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD) (NBFC) |
| LSP (Lending Service Provider) | Fin Bud Financial Services Private Limited |
| Entity website | https://www.incred.com |
| Grievance officer | Shalini G J |
| Grievance contact | servicehead@financebuddha.com · 7443504726 |
| Regulated entity | LTCV CREDIT PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | Finbud Financial Services Limited |
| Entity website | https://ltcv.credit |
| Grievance officer | Santosh Goteti |
| Grievance contact | grievance@ltcv.credit · 8095190888 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Finance Buddha loan app safe?
Finance Buddha is listed in RBI's public directory of Digital Lending Apps, deployed by 4 regulated entities including DMI FINANCE PVT LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Finance Buddha?
Finance Buddha is deployed by 4 RBI-regulated entities: DMI FINANCE PVT LTD., EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD), LTCV CREDIT PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Finance Buddha customer care / grievance contact?
The grievance redressal officer on record for DMI FINANCE PVT LTD. is ?Shalini G J — ?shalini.g@financebuddha.com, 9886273398. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Finance Buddha?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (?shalini.g@financebuddha.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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