Is Fibe Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Fibe”
- 🏛️ Deployed by: 6 regulated entities (see below)
- 📧 Grievance officer: grievance@fibe.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Fibe — What RBI's DLA Directory Records
| Regulated entity | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED (NBFC) |
| LSP (Lending Service Provider) | Social Worth Technologies Ltd |
| Entity website | https://www.cholamandalam.com |
| Grievance officer | Mr. Abhiroop Khairnar (GRO) |
| Grievance contact | grievance@fibe.in · 2067639797 |
| Regulated entity | EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC) |
| LSP (Lending Service Provider) | Social Worth Technologies Limited |
| Entity website | https://www.earlysalary.in |
| Grievance officer | Mr. Abhiroop Khairnar |
| Grievance contact | grievance@fibe.in · 2067639797 |
| Regulated entity | HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | Social Worth Technologies Ltd. |
| Entity website | https://www.vivriticapital.com/ |
| Grievance officer | Abhiroop Khairnar |
| Grievance contact | grievance@fibe.in · 2067639797 |
| Regulated entity | HDB FINANCIAL SERVICES LIMITED (NBFC) |
| LSP (Lending Service Provider) | Social Worth Technologies Limited |
| Entity website | https://www.hdbfs.com/products/digital-lenders |
| Grievance officer | Mr. Abhiroop Khairnar (GRO) |
| Grievance contact | grievance@fibe.in · 2067639797 |
| Regulated entity | KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | Social Worth Technologies Limited |
| Entity website | https://creditsaison.in/partnercontact |
| Grievance officer | Abhiroop Khairnar |
| Grievance contact | grievance@fibe.com · 2067639797 |
| Regulated entity | KRAZYBEE SERVICES LIMITED (EARLIER KNOWN AS KRAZYBEE SERVICES PRIVATE LIMITED) (NBFC) |
| LSP (Lending Service Provider) | Social Worth Technologies Private Limited |
| Entity website | https://www.kbnbfc.in/ |
| Grievance officer | Mr. Abhiroop Khairnar |
| Grievance contact | grievance@fibe.in · 2067639797 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Fibe loan app safe?
Fibe is listed in RBI's public directory of Digital Lending Apps, deployed by 6 regulated entities including CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Fibe?
Fibe is deployed by 6 RBI-regulated entities: CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED, EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED, HDB FINANCIAL SERVICES LIMITED, KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED, KRAZYBEE SERVICES LIMITED (EARLIER KNOWN AS KRAZYBEE SERVICES PRIVATE LIMITED). Your loan agreement names the specific entity for your loan — check it there.
Fibe customer care / grievance contact?
The grievance redressal officer on record for CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED is Mr. Abhiroop Khairnar (GRO) — grievance@fibe.in, 2067639797. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Fibe?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@fibe.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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