Is Fi Money Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Fi Money”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: grievanceofficer@fi.care
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Fi Money — What RBI's DLA Directory Records
| Regulated entity | EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC) |
| LSP (Lending Service Provider) | Epifi Technologies Pvt Ltd |
| Entity website | https://www.earlysalary.in |
| Grievance officer | Mr Srinivas R (Contact no. 08047485490) |
| Grievance contact | grievanceofficer@fi.care · 0 |
| Regulated entity | INNOFIN SOLUTIONS PRIVATE LIMITED (NBFC - P2P) (NBFC) |
| LSP (Lending Service Provider) | Epifi Technologies Private Limited / Fi Money |
| Entity website | https://www.innofin.in/ |
| Grievance officer | Srinivas R |
| Grievance contact | grievanceofficer@fi.care · 8047485490 |
📱 Distributed via: iOS App Store · Google Play · Website · Epifi Technologies Private Limited
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Fi Money loan app safe?
Fi Money is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Fi Money?
Fi Money is deployed by 2 RBI-regulated entities: EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), INNOFIN SOLUTIONS PRIVATE LIMITED (NBFC - P2P). Your loan agreement names the specific entity for your loan — check it there.
Fi Money customer care / grievance contact?
The grievance redressal officer on record for EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) is Mr Srinivas R (Contact no. 08047485490) — grievanceofficer@fi.care, 0. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Fi Money?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievanceofficer@fi.care). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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