Is Efundzz Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Efundzz”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: arnab.s@efundzz.com info@efundzz.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Efundzz — What RBI's DLA Directory Records
| Regulated entity | GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED) (NBFC) |
| LSP (Lending Service Provider) | EFUND TECHNICAL SERVICES PRIVATE LIMITED |
| Entity website | https://www.godrejfinance.com/ |
| Grievance officer | Arnab Sarkar |
| Grievance contact | arnab.s@efundzz.com info@efundzz.com · 9606919599 |
| Regulated entity | KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | EFund Technical Services Private Limited |
| Entity website | https://creditsaison.in/partnercontact |
| Grievance officer | Arnab Sarkar |
| Grievance contact | info@efundzz.com · 9081797979 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Efundzz loan app safe?
Efundzz is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Efundzz?
Efundzz is deployed by 2 RBI-regulated entities: GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED), KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Efundzz customer care / grievance contact?
The grievance redressal officer on record for GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED) is Arnab Sarkar — arnab.s@efundzz.com info@efundzz.com, 9606919599. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Efundzz?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (arnab.s@efundzz.com info@efundzz.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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