Is Duniya Finance Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-08
- ✅ Listed in RBI's DLA directory as “Duniya Finance”
- 🏛️ Deployed by: FOCUS INDUSTRIAL RESOURCES LTD. (NBFC)
- 🤝 Operated by: Credwise Fintech Private Limited — a Lending Service Provider running the app on the regulated entity's behalf, per RBI's directory
- 📧 Grievance officer: grievances@duniyafinance.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Duniya Finance — What RBI's DLA Directory Records
| Regulated entity | FOCUS INDUSTRIAL RESOURCES LTD. (NBFC) |
| Operated by | Credwise Fintech Private Limited (Lending Service Provider) |
| Entity website | https://focusindustrial.in/ |
| Grievance officer | Bhoomi Varshney |
| Grievance contact | grievances@duniyafinance.com · 8527701417 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-08. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Duniya Finance loan app safe?
Duniya Finance is listed in RBI's public directory of Digital Lending Apps, deployed by FOCUS INDUSTRIAL RESOURCES LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Duniya Finance?
Duniya Finance is deployed by FOCUS INDUSTRIAL RESOURCES LTD., a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Duniya Finance customer care / grievance contact?
The grievance redressal officer on record is Bhoomi Varshney — grievances@duniyafinance.com, 8527701417. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Duniya Finance?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievances@duniyafinance.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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