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Is Digital Lending Platform Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Digital Lending Platform”
  • 🏛️ Deployed by: 3 regulated entities (see below)
  • 📧 Grievance officer: hocss1@canarabank.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Digital Lending Platform — What RBI's DLA Directory Records

Regulated entityCANARA BANK (BANK)
LSP (Lending Service Provider)None: the app is self-owned by the regulated entity
Entity websitehttps://www.canarabank.com/
Grievance officerSmt. Muthulakshmi P
Grievance contacthocss1@canarabank.com · 8022115526
Regulated entityCENTRAL BANK OF INDIA (BANK)
LSP (Lending Service Provider)None: the app is self-owned by the regulated entity
Entity websitehttps://centralbankofindia.co.in/
Grievance officerZimbresh K. Sharma
Grievance contactcustomercare@centralbank.co.in · 2261648787
Regulated entityINDIAN BANK (BANK)
LSP (Lending Service Provider)None: the app is self-owned by the regulated entity
Entity websitehttps://www.indianbank.in/
Grievance officerShri Amit Chaudhari
Grievance contactnodalofficer@indianbank.co.in · 4425279970

📱 Distributed via: Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Digital Lending Platform loan app safe?
Digital Lending Platform is listed in RBI's public directory of Digital Lending Apps, deployed by 3 regulated entities including CANARA BANK (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Digital Lending Platform?
Digital Lending Platform is deployed by 3 RBI-regulated entities: CANARA BANK, CENTRAL BANK OF INDIA, INDIAN BANK. Your loan agreement names the specific entity for your loan — check it there.
Digital Lending Platform customer care / grievance contact?
The grievance redressal officer on record for CANARA BANK is Smt. Muthulakshmi P — hocss1@canarabank.com, 8022115526. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Digital Lending Platform?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (hocss1@canarabank.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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