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Is Digicredit Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Digicredit”
  • 🏛️ Deployed by: KHOSYA FINLEASE (P) LTD. (NBFC)
  • 📧 Grievance officer: support@digicredit.in
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Digicredit — What RBI's DLA Directory Records

Regulated entityKHOSYA FINLEASE (P) LTD. (NBFC)
LSP (Lending Service Provider)None: the app is self-owned by the regulated entity
Entity websitehttp://www.khosyafinlease.com/
Grievance officerAmrita Tiwari
Grievance contactsupport@digicredit.in · 9220916192

📱 Distributed via: Google Play

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Digicredit loan app safe?
Digicredit is listed in RBI's public directory of Digital Lending Apps, deployed by KHOSYA FINLEASE (P) LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Digicredit?
Digicredit is deployed by KHOSYA FINLEASE (P) LTD., a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Digicredit customer care / grievance contact?
The grievance redressal officer on record is Amrita Tiwari — support@digicredit.in, 9220916192. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Digicredit?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (support@digicredit.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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