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Is Creditmantri Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Creditmantri”
  • 🏛️ Deployed by: 4 regulated entities (see below)
  • 📧 Grievance officer: grievance@creditmantri.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Creditmantri — What RBI's DLA Directory Records

Regulated entityEARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC)
LSP (Lending Service Provider)Creditmantri Finserv Pvt Ltd
Entity websitehttps://www.earlysalary.in
Grievance officerSandhya Srinivasan
Grievance contactgrievance@creditmantri.com · 8037280058
Regulated entityFDPL FINANCE PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)CreditMantri Finserve Private Limited
Entity websitehttps://www.fdplfinance.com/
Grievance officerR.Sudarshan
Grievance contactdatagrievance@creditmantri.com · 8037280058
Regulated entityKRAZYBEE SERVICES LIMITED (EARLIER KNOWN AS KRAZYBEE SERVICES PRIVATE LIMITED) (NBFC)
LSP (Lending Service Provider)Creditmantri Finserve Private Limited
Entity websitehttps://www.kbnbfc.in/
Grievance officerMs. Sandhya Srinivasan
Grievance contactgrievance@creditmantri.com · 8037280058
Regulated entityKRAZYBEE SERVICES PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Creditmantri Finserve Private Limited
Entity websitehttps://www.kbnbfc.in/
Grievance officerMs. Sandhya Srinivasan
Grievance contactgrievance@creditmantri.com · 8037280058

📱 Distributed via: Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Creditmantri loan app safe?
Creditmantri is listed in RBI's public directory of Digital Lending Apps, deployed by 4 regulated entities including EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Creditmantri?
Creditmantri is deployed by 4 RBI-regulated entities: EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), FDPL FINANCE PRIVATE LIMITED, KRAZYBEE SERVICES LIMITED (EARLIER KNOWN AS KRAZYBEE SERVICES PRIVATE LIMITED), KRAZYBEE SERVICES PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Creditmantri customer care / grievance contact?
The grievance redressal officer on record for EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) is Sandhya Srinivasan — grievance@creditmantri.com, 8037280058. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Creditmantri?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@creditmantri.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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