Is CreditHaat Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “CreditHaat”
- 🏛️ Deployed by: 4 regulated entities (see below)
- 📧 Grievance officer: grievance@credithaat.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 CreditHaat — What RBI's DLA Directory Records
| Regulated entity | CHINMAY FINLEASE LTD (NBFC) |
| Entity website | https://www.chinmayfinlease.com/ |
| Grievance officer | Monika Kaushik |
| Grievance contact | grievance@credithaat.com · 2047304552 |
| Regulated entity | EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC) |
| Entity website | https://www.earlysalary.in |
| Grievance officer | Monika Kaushik |
| Grievance contact | grievance@credithaat.com · 2047304552 |
| Regulated entity | FDPL FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://www.fdplfinance.com/ |
| Grievance officer | Monika Kaushik |
| Grievance contact | grievance@credithaat.com · 2047304552 |
| Regulated entity | INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD) (NBFC) |
| Entity website | https://www.incred.com |
| Grievance officer | Monika Kaushik |
| Grievance contact | grievance@credithaat.com · 2047304552 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is CreditHaat loan app safe?
CreditHaat is listed in RBI's public directory of Digital Lending Apps, deployed by 4 regulated entities including CHINMAY FINLEASE LTD (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind CreditHaat?
CreditHaat is deployed by 4 RBI-regulated entities: CHINMAY FINLEASE LTD, EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), FDPL FINANCE PRIVATE LIMITED, INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD). Your loan agreement names the specific entity for your loan — check it there.
CreditHaat customer care / grievance contact?
The grievance redressal officer on record for CHINMAY FINLEASE LTD is Monika Kaushik — grievance@credithaat.com, 2047304552. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against CreditHaat?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@credithaat.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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