Is Cred Buddha Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Cred Buddha”
- 🏛️ Deployed by: R.K. BANSAL FINANCE LTD. (NBFC)
- 🤝 LSP: CredBuddha Financial Consultancy Services Private Limited. (Lending Service Provider, per RBI's directory). The loan itself is given by R.K. BANSAL FINANCE LTD..
- 📧 Grievance officer: grievance@credbuddha.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Cred Buddha — What RBI's DLA Directory Records
| Regulated entity | R.K. BANSAL FINANCE LTD. (NBFC) |
| LSP (Lending Service Provider) | CredBuddha Financial Consultancy Services Private Limited. |
| Entity website | https://www.rkbfinance.in/ |
| Grievance officer | Manish Thamada |
| Grievance contact | grievance@credbuddha.com · 9247939962 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
Not sure Cred Buddha is your best option?
No app. No contacts access. Just your offer — from 100+ RBI-registered lenders, with no CIBIL hit.
Get Real Offers — Free →Popular with borrowers
❓ Quick Answers
Is Cred Buddha loan app safe?
Cred Buddha is listed in RBI's public directory of Digital Lending Apps, deployed by R.K. BANSAL FINANCE LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Cred Buddha?
Cred Buddha is deployed by R.K. BANSAL FINANCE LTD., a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Cred Buddha customer care / grievance contact?
The grievance redressal officer on record is Manish Thamada — grievance@credbuddha.com, 9247939962. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Cred Buddha?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@credbuddha.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
📚 Related
Check Another Loan App →
Instant verdict against RBI's DLA directory.
RBI Complaint (free) →
RB-IOS 2026 — no lawyer needed.
Report a Fake Loan App →
Verify the NBFC + Sachet filing walkthrough.
Low CIBIL Loan Apps →
Lenders that approve below 650.
Compare Cred Buddha vs 100+ Lenders — Free →
Zero CIBIL impact. Real offers in 30 seconds.