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Is Chinmay Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Chinmay - Personal Loan App”
  • 🏛️ Deployed by: TAPSTART CAPITAL PRIVATE LIMITED (NBFC)
  • 🤝 LSP: Chinmay Finlease Limited (Lending Service Provider, per RBI's directory). The loan itself is given by TAPSTART CAPITAL PRIVATE LIMITED.
  • 📧 Grievance officer: grievance@chinmayfinlease.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Chinmay — What RBI's DLA Directory Records

Regulated entityTAPSTART CAPITAL PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Chinmay Finlease Limited
Entity websitehttps://www.tapstart.in
Grievance officerSatvinder Singh Huda
Grievance contactgrievance@chinmayfinlease.com · 7948519054

📱 Distributed via: iOS App Store · Google Play

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Chinmay loan app safe?
Chinmay - Personal Loan App is listed in RBI's public directory of Digital Lending Apps, deployed by TAPSTART CAPITAL PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Chinmay?
Chinmay - Personal Loan App is deployed by TAPSTART CAPITAL PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Chinmay customer care / grievance contact?
The grievance redressal officer on record is Satvinder Singh Huda — grievance@chinmayfinlease.com, 7948519054. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Chinmay?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@chinmayfinlease.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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