Is BHIM Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “BHIM”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: bhim.support@npci.org.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 BHIM — What RBI's DLA Directory Records
| Regulated entity | DMI FINANCE PVT LTD. (NBFC) |
| LSP (Lending Service Provider) | NPCI BHIM Services Limited? |
| Entity website | https://www.dmifinance.in/ |
| Grievance officer | Anoop Parwani |
| Grievance contact | bhim.support@npci.org.in · 4065196004 |
| Regulated entity | L&T FINANCE LIMITED (FORMERLY L&T FINANCE HOLDINGS LIMITED) (NBFC) |
| LSP (Lending Service Provider) | NPCI BHIM Services Ltd. |
| Entity website | https://www.ltfinance.com/ |
| Grievance officer | Anoop Parwani |
| Grievance contact | bhim.support@npci.org.in · 4065196004 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is BHIM loan app safe?
BHIM is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including DMI FINANCE PVT LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind BHIM?
BHIM is deployed by 2 RBI-regulated entities: DMI FINANCE PVT LTD., L&T FINANCE LIMITED (FORMERLY L&T FINANCE HOLDINGS LIMITED). Your loan agreement names the specific entity for your loan — check it there.
BHIM customer care / grievance contact?
The grievance redressal officer on record for DMI FINANCE PVT LTD. is Anoop Parwani — bhim.support@npci.org.in, 4065196004. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against BHIM?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (bhim.support@npci.org.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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