Is BharatPe for Business Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “BharatPe for Business”
- 🏛️ Deployed by: 6 regulated entities (see below)
- 📧 Grievance officer: nodalofficer@bharatpemoney.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 BharatPe for Business — What RBI's DLA Directory Records
| Regulated entity | ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) (NBFC) |
| LSP (Lending Service Provider) | Resilient Digi Services Private Limited |
| Entity website | https://www.adityabirlacapital.com/loans/our-digital-lending-platform-partners |
| Grievance officer | Pushpender Kumar |
| Grievance contact | nodalofficer@bharatpemoney.com · 8882555444 |
| Regulated entity | CAPRI GLOBAL CAPITAL LIMITED (FORMERLY MONEY MATTERS FINANCIAL SERVICES LTD.) (NBFC) |
| LSP (Lending Service Provider) | Resilient Digi Services Private Limited |
| Entity website | https://www.capriloans.in |
| Grievance officer | Bharatpe Pushpender KumarCGCL : Binit Pal |
| Grievance contact | nodalofficer@bharatpemoney.com Binit.Pal@capriglobal.in · 8882555444 |
| Regulated entity | INNOFIN SOLUTIONS PRIVATE LIMITED (NBFC - P2P) (NBFC) |
| LSP (Lending Service Provider) | Resilient Digi Services Private Limited |
| Entity website | https://www.innofin.in/ |
| Grievance officer | Pushpender Kumar |
| Grievance contact | nodalofficer@bharatpemoney.com · 8882555353 |
| Regulated entity | KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | Resilient Digi Services Private Limited |
| Entity website | https://creditsaison.in/partnercontact |
| Grievance officer | Pushpender Kumar |
| Grievance contact | nodalofficer@bharatpemoney.com · 9899355922 |
| Regulated entity | MUTHOOT FINCORP LIMITED (FORMERLY MUTHOOT DEBT MANAGEMENT SERVICES LTD) (NBFC) |
| LSP (Lending Service Provider) | Resilient Digi Services Private Limited |
| Entity website | https://muthootfincorp.com/ |
| Grievance officer | Pushpender Kumar |
| Grievance contact | nodalofficer@bharatpemoney.com · 8882555444 |
| Regulated entity | OXYZO FINANCIAL SERVICES LIMITED (FORMERLY KNOWN AS OXYZO FINANCIAL SERVICES PRIVATE LIMITED) (NBFC) |
| LSP (Lending Service Provider) | Resilient Digi Services Private Limited |
| Entity website | https://www.oxyzo.in/ |
| Grievance officer | ?Rashid Ahmed? |
| Grievance contact | nodalofficer@bharatpemoney.com · 918882555444 |
📱 Distributed via: iOS App Store · Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is BharatPe for Business loan app safe?
BharatPe for Business is listed in RBI's public directory of Digital Lending Apps, deployed by 6 regulated entities including ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind BharatPe for Business?
BharatPe for Business is deployed by 6 RBI-regulated entities: ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED), CAPRI GLOBAL CAPITAL LIMITED (FORMERLY MONEY MATTERS FINANCIAL SERVICES LTD.), INNOFIN SOLUTIONS PRIVATE LIMITED (NBFC - P2P), KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED, MUTHOOT FINCORP LIMITED (FORMERLY MUTHOOT DEBT MANAGEMENT SERVICES LTD), OXYZO FINANCIAL SERVICES LIMITED (FORMERLY KNOWN AS OXYZO FINANCIAL SERVICES PRIVATE LIMITED). Your loan agreement names the specific entity for your loan — check it there.
BharatPe for Business customer care / grievance contact?
The grievance redressal officer on record for ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) is Pushpender Kumar — nodalofficer@bharatpemoney.com, 8882555444. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against BharatPe for Business?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (nodalofficer@bharatpemoney.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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