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Is Bajaj Markets Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Bajaj Markets”
  • 🏛️ Deployed by: 6 regulated entities (see below)
  • 📧 Grievance officer: grievance.officer@bajajfinservmarkets.in
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Bajaj Markets — What RBI's DLA Directory Records

Regulated entityEARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC)
LSP (Lending Service Provider)Bajaj Finserv Direct Limited
Entity websitehttps://www.earlysalary.in
Grievance officerPrasoon Parihar
Grievance contactgrievance.officer@bajajfinservmarkets.in · 7066114134
Regulated entityFEDERAL BANK LTD (BANK)
LSP (Lending Service Provider)Bajaj Finserv Direct Limited
Entity websitehttps://www.federalbank.co.in/bajaj-finserv-direct-limited
Grievance officerMr. Rajeev Chauhan
Grievance contactgrievance.officer@bajajfinservdirect.in · 2071877021
Regulated entityINCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD) (NBFC)
LSP (Lending Service Provider)Bajaj Finserv Direct Limited
Entity websitehttps://www.incred.com
Grievance officerPrasoon Parihar
Grievance contactgrievance.officer@bajajfinservmarkets.in · 7066114134
Regulated entityKISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Bajaj Finserv Direct Limited
Entity websitehttps://creditsaison.in/partnercontact
Grievance officerRajeev Chauhan
Grievance contactgrievanceofficer@bajajfinservmarkets.in · 2071877021
Regulated entityLENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC)
LSP (Lending Service Provider)BAJAJ FINSERV DIRECT LIMITED -BFDL
Entity websitehttps://www.lendingkart.com
Grievance officerPrasoon Parihar
Grievance contactgrievance.officer@bajajfinservdirect.in · 2071877021
Regulated entityPAYU FINANCE INDIA PRIVATE LIMITED (FORMERLY KNOWN AS SIDVIK LEASING PVT. LTD.) (NBFC)
LSP (Lending Service Provider)Bajaj Finserv Direct Limited
Entity websitehttps://www.payufin.in/
Grievance officerPrasoon Parihar
Grievance contactgrievance.officer@bajajfinservmarkets.in · 7066114134

📱 Distributed via: iOS App Store · Google Play · Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Bajaj Markets loan app safe?
Bajaj Markets is listed in RBI's public directory of Digital Lending Apps, deployed by 6 regulated entities including EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Bajaj Markets?
Bajaj Markets is deployed by 6 RBI-regulated entities: EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), FEDERAL BANK LTD, INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD), KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED, LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED), PAYU FINANCE INDIA PRIVATE LIMITED (FORMERLY KNOWN AS SIDVIK LEASING PVT. LTD.). Your loan agreement names the specific entity for your loan — check it there.
Bajaj Markets customer care / grievance contact?
The grievance redressal officer on record for EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) is Prasoon Parihar — grievance.officer@bajajfinservmarkets.in, 7066114134. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Bajaj Markets?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance.officer@bajajfinservmarkets.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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